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Retirement

A photo of an hourglass and several stacks of coins.
Retirement
The Social Security Decision: Drawing Early, Delaying, or Taking at Full Retirement Age
There’s no one-size-fits-all answer.
Photo of a notebook showing the words "Roth 401(k)" and "Traditional 401(k)"
Retirement
My Company 401(k) Plan Offers a Roth Option. Should I Use It?
Taxes now or later?

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The Spousal IRA: Helping Your Spouse Save for Retirement
Spread savings across the household.
Contribution Limits: 401(k), IRA, HSA, and 529 Rules to Know
New, higher limits for 2023.
Do You Qualify for Social Security Spousal Benefits?
Know what’s due.

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Retirement
The Spousal IRA: Helping Your Spouse Save for Retirement
Spread savings across the household.
Retirement
Do You Qualify for Social Security Spousal Benefits?
Know what’s due.
Retirement
Collecting Social Security Benefits When You’re Divorced
Boost your retirement income.
Retirement
Contribution Limits: 401(k), IRA, HSA, and 529 Rules to Know
New, higher limits for 2023.
Retirement
5 Tips for Tackling Tough Topics with Aging Parents
Health, money, and other priorities.
Retirement
Roth Conversions: What They Are, How They Work, Pros and Cons
Should you convert retirement savings?
Retirement
How to Pick the Best Place to Retire: 4 Questions to Ask Yourself
Tap into your priorities.
Retirement
Pros and Cons of Taking Out a 401(k) Loan
Borrowing from your future self.
Retirement
What the SECURE Act 2.0 Means for You and Your Retirement
Some positive tweaks to retirement rules.
Retirement
The Social Security Decision: Drawing Early, Delaying, or Taking at Full Retirement Age
There’s no one-size-fits-all answer.
Retirement
What Is the FIRE Movement and Is It for You?
Burning desire: financial independence; retire early.
Retirement
Retirement Income Planning: Your Questions Answered
Getting on the right path.
Retirement
The 4% Rule: A Starting Point for Your Retirement Income Strategy
Here’s how it works.
Retirement
Create a Lasting Impact by Leaving a Legacy
We all want to be remembered well.
Retirement
End of Life Planning: Cremation vs. Burial, Choosing a Nursing Home, and More
Is there any topic that’s less fun to discuss?
Retirement
Job-Hopping? Don’t Forget to Roll: Four Options for Rolling Over Your 401(k)
Rock the job, roll the funds.
Retirement
Beyond the 4% Rule: 5 Alternative Retirement Income Strategies
One size doesn’t fit all.
Retirement
How to Find Purpose After You Retire from Your Career
Side-hustle, volunteer, downshift? Yes, please.
Retirement
Your Retirement Income: How Required Minimum Distribution (RMD) Rules Work
The ABCs of RMDs.
Retirement
What Is a Reverse Mortgage, and Should I Consider One?
Understand the pros and cons.
Retirement
Retirement Planning for the Self-Employed: How to Choose Between a Solo 401(k) and SEP IRA
Self-employed? Find a solid retirement savings plan.
Retirement
401(k) Rollovers: A Step-by-Step Guide
Straightforward, but you have to do it right.
Retirement
Roth IRA vs. Traditional IRA: Which Should You Choose?
The devil is in the (tax) details.
Retirement
Do I Need a Will? It’s About More than Just Your Assets
Here’s what to consider.
Retirement
Your Employer’s 401(k) Plan Is an Easy Way to Save for Retirement
Plant it and watch it grow.
Retirement
What’s the Difference Between a 401(k) and an IRA?
Retirement account showdown: IRA vs. 401(k)
Retirement
Weighing Pros vs. Cons of Annuities
 A question of risk: benefits and drawbacks.
Retirement
Heirs, Wills, and Trusts: Estate Planning for Beginners
Estate planning isn’t just for the rich.
Retirement
How to Get Around the 401(k) Early Withdrawal Penalty
Try other options first.
Retirement
What Is a 403(b) Plan and How Does It Differ from a 401(k)?
Nearly identical, except where it isn’t.
Retirement
My Company 401(k) Plan Offers a Roth Option. Should I Use It?
Taxes now or later?
Retirement
Annuities: What They Are and How They Work
Pay you now, pay me later.
Retirement
Catch-Up Contributions in 2023: What You Need to Know Once You Turn 50
A pre-senior perk.
Retirement
The Rule of 55 and Early 401(k) Withdrawals
One way to avoid the usual penalty.
Retirement
Retirement Savings by Age: Are You on Track?
Don’t get derailed.
Retirement
Are You Really Ready for Early Retirement?
There’s a lot to consider.
Retirement
Social Security COLA 2023: What You Need to Know
Adjusting for record inflation.
Retirement
Estate Planning Checklist: Are the Pieces in Place?
Check it twice.
Retirement
What Is a Target-Date Fund?
Pinpoint your investing strategy around a deadline.

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Glossary

457(b) Plan

A 457(b) plan is a tax-deferred retirement savings plan available to local government workers and some employees of nonprofit organizations. It’s similar to a 401(k) plan, but one that’s available to local firefighters, law enforcement officers, municipal employees, and other civil servants.

Popular Terms